I have come to a decision of paying our credit cards gradually.. I have gotten a bunch of advices from paying everything off all at once and start on a clean slate to slowly paying it off while enjoying life at the same time.
So here's my logic of the two:
Paying them all off at the same time when you have the money will free you from bondage, saves you interest and leaves you with nothing extra to spend. It will eventually end up to you using the card again anyway.
While gradually paying it off, setting some aside to savings and enjoying some for shopping and appreciating life will make you feel less of a burden that you are on a mission.
So i opt for the latter, life's too short and id like to enjoy at the same time be debt free.... Eventually.
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