All this time i have been looking forward to this day where i can just write off all my credit card bills and bid them goodbye. I now have this money to pay it off and has chickened out. and i have called this blog "PAY IT ALL OFF" not making sense right?
I am in a dilemma where im too scared to use up all my liquid cash to pay off my credit card debts.. and instead to keep it sitting in a savings account, like its gonna grow up to millions overnight.
So if it was you, and you have that extra cash to pay off all but one credit card, would you use it or keep that money sitting pretty in your savings account?